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So, you want to know how to live cheap, save money and not hate your life?
Let’s get one thing straight – this not another ‘living frugal is the only way to save money!’ post. I despise the term ‘being frugal’. It makes me cringe just thinking that I have to make my own laundry detergent.
You can buy laundry detergent and still save money. And you can learn how to live cheap WITHOUT feeling cheap (and miserable).
What you’re going to learn in this post:
+ 27 tips on how to live cheap without feeling miserable
+ How to actually start getting ahead with money
+ Free downloadable checklist with all the tips for you to start trying today!
HOW TO LIVE CHEAP AND SAVE MONEY
1 – Keep a budget |
2 – Cancel cable, switch to Hulu |
3 – Use Ibotta to save on groceries |
4 – Use
How to Become Financially Stable by Doing these 8 Things
We can all agree that all we really want in life is to become financially stable (…and maybe some chocolate cake ..). Even though each one of us may have different financial goals, financial stability should be everybody’s aim. Living paycheck to paycheck sucks. But how do you get out of that rut? In this post you’re going to learn: + 8 steps you need to become financially stable + how to stop living paycheck to paycheck + how to feel confident with your money Why even try to become financially stable? Some of the things on this list may be ones that some people aren’t willing to do. Because unfortunately, becoming financially stable does take a little bit of effort. So what do you get out of it if you put in the effort? For us, becoming financially stable has meant that we: 9 Deliciously Cheap Dinner Ideas that your Family will Beg ForI’ve searched for years trying to find cheap dinner ideas. A little fact about me – I hate cooking! I’d rather be doing laundry than having to cook and I’ll do anything that’s easy, quick and cheap! To keep our dinners cheap I create a meal plan at the beginning of each week. This way I only have to go to the store once and can first use what I actually have in my pantry or fridge. You can get the free monthly meal plan that I use in the Freebies Page. These 9 cheap dinner ideas are on repeat at our house because they all have ingredients we typically have on hand, are super easy to make and on the cheap! Top 9 Deliciously Cheap Dinner Ideas:Rhodes Rolls Pizza PocketsRecipe found at Six Sisters Stuff Like any normal person, I’m a pizza lover. Buuuuuuuut, I’m not the biggest fan of how greasy take out pizza can How to Manage your Finances during the Coronavirus (COVID-19) and other Emergencies
When this whole coronavirus (COVID-19) stuff started going around I was like a lot of the nation thinking it would pass in a couple days and that the whole thing was being blown out of proportion. I was also silently laughing at everyone stalking up on toilet paper and water bottles all of a sudden (something we regularly have to keep a stock of because I ALWAYS forget to buy toilet paper until it’s too late). Then the major happened. States of Emergency were being declared, quarantines were starting and here in little old Utah, all schools are cancelled for the next 2 weeks. That’s when I knew this was about to get real, real fast. And we needed to get our finances in check real quick for what’s to come. Here’s our 5 step process for preparing for any What is a Sinking Fund & How will it Fix my Budget?
You’ve probably heard the term ‘Sinking Funds’ but are wondering just WHAT IS a sinking fund? And (most importantly) how do you use sinking funds to improve your budget and even save money? Lucky for you, that’s exactly what I’ll be going over in this post and complete guide to teach you all about what is a sinking fund and how you can use it to 10X your savings! What you can expect from this guide: + What is a sinking fund + How to start using sinking funds immediately + What type of sinking funds you should have in your budget + How much to save for each sinking fund + Where you should keep your sinking funds + FREE printable sinking funds tracker! Sometimes in life these unplanned, little emergencies come up. Like those times when your water heater goes out on 7 Savings Challenges you Need to Grow your Emergency FundGuys, I love me a good savings challenge to bring the motivation. Because honestly, saving money can be boring. Your savings account is sooooo slow at building and there’s so many other things you can think of to do with that money RIGHT NOW (not a very patient person here!) A good savings challenge could be just what you need to kick your butt in gear and GO save that money! What you’re going to learn:– The top 7 savings challenges to build your emergency fund – Why you need an emergency fund and how much you should have – What kind of emergencies you should use your fund for Why you Need an Emergency FundYour emergency fund is quite possibly the most important savings account you can have. Nobody’s perfect, life happens (and trust me, it will always happen!) After we started listening to Dave Ramsey and really following his advice we saved up our $1,000 emergency fund (this is the first step) we actually The 7 Best Money Tips that’ll Change your LifeHave you ever just thought … “What are the top 7 money tips I could do today that would completely change my life?” Maybe you just want the best of the best money saving tips. Okay … you’ve definitely wondered what you could do to finally level up your finances, stop feeling stressed and actually GET AHEAD with your money. That’s exactly what we’re talking about today, and I’m sooooo excited to tell you the top 7 money tips that’ll totally changed our life and I know will change yours too! If you’re ready to make drastic changes with your finances, then get ready for the best money saving tips below! Tip 1 – Read ‘The Total Money Makeover’Before I go further, I just need to say that Dave Ramsey could very well be my spirit animal. When my husband and I first got married, one of our gifts was The Total Money Makeover. I wasn’t super thrilled about getting Save Money for Christmas: Christmas Savings ChallengeEvery year Christmas comes And every year no one’s ever Between all the holly jolly decorating, insistent Christmas music blasting, honey and almond hot chocolate sipping and wondering if you really have to get your co-worker a gift … you have to find a way to pay for it all. Like, all of it. Have you bought a Christmas tree lately? You’d think those things were made of gold pines. And the presents. The one thing that makes the most wonderful time of the year really the worst time of the year .. The time where you totally regret your trip to Target more than you regret how much you spent … ouch. Instead of feeling guilty for doing all the spending and to help you get in the spirit I’m doing a Christmas Savings Challenge. Starting on September 18th I’m challenging How to Start Saving for the Holidays Right NowSo, it’s August and there are all ready Christmas decorations in Costco. There is nothing that depresses me more than seeing that and knowing that winter is coming. Don’t get me wrong, I like Christmas, but living in Utah and knowing that winter will be here for the next nine months is just a little depressing. But, the thought of the music, the lights, the tree and the shopping excites me! I’m one of those ones who absolutely loves decorating and I am just itching to get those boxes out. Another weird thing is that I love to buy presents for other people. Like seriously, I would buy people presents all year long if I could. But, that costs a lot of money, so I don’t. That’s also why you’re here, because buying presents for everyone costs a lot of money. So if How we Saved an Extra $15,000 Cash for a New Car in 4 MonthsThis post may contain affiliate links. Please see the Disclosure page to find out more info about compensation. All opinions are my own.
How would your life change if you had $15,000 sitting in your bank account RIGHT NOW?You immediately think of everything that you’d do with the money. Pay off debt, take a vacation to Cancun (my favorite place), help a family member, buy a NEW CAR! There’s an endless amount of options. The truth is, I WANT you to have an extra $15,000 sitting in your bank account in the next 4 months. And I’m going to show you exactly how.
In this post you’ll learn:
BONUS: You’ll also get a free savings tracker down below to help |