Let’s be honest, budgeting can suck.
And I have too much Netflix to watch laundry to do to spend hours trying to figure out how to budget.
I would feel like I was constantly trying to catch up on my budget each month. It took soooooooo long trying to figure out how to budget my money … and pay off debt …. and put money into savings …. and still make dinner.
So I’d get frustrated and eventually turn on Friends on Netflix and continue procrastinating until the next month.
BUT – the whole month I’d be stressed because I never knew if we had enough money to pay our bills … A never-ending, guilty, stressed-out cycle.
And it’s not just me that this happened to, I realized that it was happening to my co-workers, family, even the nosy neighbor.
In fact, only 41% of Americans are using a budget according to a study