For anyone who would rather listen to the post, here’s the SoundCloud version.
Having no extra money, or living paycheck to paycheck, and not knowing how you are going to pay for everything is tough. The stress of it can wear you down and not only just affect you, but also your family. I know that it seems like you can’t get out of it and things won’t get better. But, I’m here to tell you that it can. It’s as simple as following some steps that anyone can do. Here are the first things you should do when you’re living paycheck to paycheck.
1. Starting Point
First, you need a starting point. You can’t start the race unless you have a starting line. That’s what a budget is, your starting line. If you haven’t set up a budget yet then you can go to my post, how to budget your money for beginners. (Also, there’s a free budget template that you can