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So, you want to know how to live cheap, save money and not hate your life?
Let’s get one thing straight – this not another ‘living frugal is the only way to save money!’ post. I despise the term ‘being frugal’. It makes me cringe just thinking that I have to make my own laundry detergent.
You can buy laundry detergent and still save money. And you can learn how to live cheap WITHOUT feeling cheap (and miserable).
What you’re going to learn in this post:
+ 27 tips on how to live cheap without feeling miserable
+ How to actually start getting ahead with money
+ Free downloadable checklist with all the tips for you to start trying today!
HOW TO LIVE CHEAP AND SAVE MONEY
1 – Keep a budget |
2 – Cancel cable, switch to Hulu |
3 – Use Ibotta to save on groceries |
4 – Use
How to Budget your Money for Beginners in 5 Easy StepsI used to not even know what a budget was, now I’m showing you the steps on how to budget your money for absolute beginners + get free budget printables! | how to budget your money | personal finance tips | budget your money | #budgetingtips #budget #personalfinance #financialfreedom 4 Big Reasons you Should Consider Renting vs BuyingBuying a home is one of the greatest American dreams. Why going into 100’s of thousands of dollars into debt is everyone’s lifelong dream, I’ll never know … Just kidding, I do know. I was a part of that dream, obsessing over having my own home. I even told my husband that we weren’t going to have kids until we were in our own house. There was no reason why I thought renting vs buying your home would be the better option. We were that couple that drove around on Sunday’s looking at neighborhoods. We even found our perfect neighborhood. On top of that, we saved up 20% of where we wanted our price range to be. Look at us being the go-getters! Nothing could prepare us for the nightmare that began. We had some pretty low expectations when we first started looking for a house, we knew what we wanted and didn’t expect to find anything right away. I think our expectations were still a little too high because we were completely How to Know if you can Really Afford your CarGrowing up I was so naive about money. It’s embarrassing how naive I was! I remember when I bought my first car in high school and I thought, “Why doesn’t everyone get a new car? The payments aren’t that much a month!” Little did I know that I had no need to buy that car, or the next one after that. I now have a COMPLETELY different mindset when it comes to money and buying anything, especially cars. After I got married I made the decision to sell my car and just keep my husband’s since his was already paid off. He had a work vehicle and it wasn’t necessary for us to have three cars. This is something that was tremendously helpful when we were first starting our marriage because we didn’t have to worry about any car payments. Sometimes it’s hard to know what to cut from your budget. But, have you ever considered that your car is the expense that’s making you go OVER your budget? One thing I see 5 Best Home Workouts that will Make you Want to Get Rid of your Gym MembershipDid you know that people who keep up their health are more likely to manage their finances better? Let’s all be for real here for a moment. Not all of us can continually pay for a gym membership when we DON’T EVEN GO. Don’t lie to me, you can’t hide … I already know that over 67% of you with a gym membership don’t even use it (true fact that you can find here.) You’re going to keep making excuses about how you don’t have the time when we all know you just don’t have any motivation. What excuses are you going to give me when I give you THE BEST home workouts with no gym necessary?? Not all of you may have gym memberships. I don’t have a gym membership because honestly, I just don’t like going. Yes, I’m self-conscious about how awkward I look on the machines. I can’t stand thinking that people are watching while my whole body jiggles on the treadmill (all the Stupid Simple Meal Planning on a BudgetMeal planning is the new craze that makes every mom feel guilty about not having enough time to prepare, cook and now freeze meals ahead of time. Not only that, but meal planning on a budget can just add on the stress. Not only are you supposed to keep yourself, kids and spouse organized but now you’re supposed to organize meals?! What you’re going to learn in this post:
We all have a million and one things to get done in a short amount of time. Even though it may sound like meal planning on a budget is adding even more to your plate (pun intended), I’m here to show you how to make it easier so you don’t feel like screaming when it comes to cooking dinner.
HOW TO EASILY MEAL PLAN ON A BUDGETKeep it stupid simple. Cooking dinner is a chore. And honestly, one of The Best Method to Double your SavingsFor the first year of our marriage, my husband and I talked all about how we needed to save more money. Did you know that saying it doesn’t actually make it happen? WHAT?! You can imagine how shocked I was to see that our savings was literally stagnant for a year even though we talked ALL. THE. TIME. about how we need to save more money. If someone figures out a way to save money with the snap of a finger, I will make them the most delicious pumpkin chocolate chip streusel cake (seriously, my all-time fave!) Just like me, I know you wish with all your heart that saving money was easier. Sometimes you don’t feel like saving any money and just want to indulge a little in yourself. It takes too long to save money for lasting things, we just want what we want right now. Without having to save money for it. Sure, you could live paycheck to paycheck and just have continuous immediate gratification without actually setting yourself 7 Tips on How to Become Rich Without Giving up your Soul
We’ve all seen the million and one tips on living frugally. “100 more ways to save money frugally”, “Be frugal and make your own toothpaste and soap to save a buck”, “The only way to save money is to be extremely frugal and sell your kids”. Seriously, sometimes living frugal can go waaaaay to far. Those frugal living tips have nothing to do with how you can become rich. You know what sucks? Doing all those “money-saving frugal tips” and you’re still in the same place. You’re still broke, you just have a lot less time since you wasted a whole weekend making a gallon of homemade laundry detergent. Don’t get me wrong – I love natural products but did you know you can just BUY natural products already? You just wasted a ton of time, and you saved $2. You could maybe go buy some ice cream with that. Have you noticed that most of the people who are religiously frugal don’t actually gain a better financial life? Being frugal is NOT how you How to Save More Money by Forgetting these 4 Budget Myths
Have you ever noticed that almost everyone talks about what they CAN’T do instead of what they CAN do? For instance, you convince yourself that all these myths about budgeting are true just to say you can’t do it instead of actually trying. “We can’t have a budget because we just have a hard time sticking to it.” “We can’t save any money because we don’t have any extra money to save.” “I don’t know how to fix my money problems so I can’t do anything about my current situation.” Oh yeah, I know you. You know how I know you? Because I was you. I said all those same silly can’t phrases all too often. I was queen of stating stuff that I can’t do. Our financial situation didn’t start changing until I stopped saying can’t and realized that I can. YOU CAN. (do the can-can … just kidding … but who else is singing that in their head right now?!) Back Best Tip to Budgeting with Irregular IncomeWhat if I have irregular income?? There’s no way I can budget! Raise your hand if you’re guilty of thinking this! …. (yes, my hand is raised as well.) Last year there was a study done of 5,000 Americans and their current financial status. AND GUYS – 44% of them stated that their expenses were more than their income. This is almost half the population! I just want to take you all under my wing and be like, “Hey! You don’t have to be one of these shocking statistics!” There’s a huge myth that when you have irregular or variable income, you can’t budget. Pretty sure the person that came up with this myth just said it because they were lazy and didn’t know how to take care of their money. Because the truth is …. You CAN have a budget – even if you have irregular income.
“But, how do I budget if I don’t even know how much I’m going to make?” If you’ve been having that |